If you are a professional photographer, then you need to safeguard your gear. Since your gear is probably thousands of dollars altogether and may cost even more with some high-end cameras and accessories – keeping your equipment protected is paramount. If something happens to your photography gear, this can cost you thousands of dollars in lost time, replacing the equipment, and wasted employee effort. Avoid this situation from causing extreme delays in your work schedule and setting you back a few grand by purchasing photography insurance before anything can go wrong!
Even though you may think that you have taken all of the necessary precautions, accidents can happen! Someone may be holding your camera and they drop it – in this case, it is not your fault, but you will have to pay the price. Avoid this from costing you thousands by purchasing photography insurance. Let’s learn more a few reasons why you absolutely need this as a professional photographer and how it can help you avoid any accidents and theft from derailing your project.
Why do you NEED photography insurance as a professional!
First off, what is photography insurance? This is a type of insurance plan that you can purchase that protects yourself, your photography gear, and your standing in the industry! If you don’t have photography insurance and something happens to your gear, this can cause you to lose a client due to the inability to stay on schedule. Avoid harming your reputation in the industry by purchasing insurance before your next job.
Fortunately for you, the basic insurance packages that you may find for photographers are quite cheap. By purchasing a basic photography insurance package, you can make sure your equipment is covered. In addition, you can ensure that any equipment breakdown is covered, public liability is covered and professional indemnity is also covered in case of someone filing claims against you or your business.
- Photography equipment is covered to help replace your camera gear, cameras, accessories, add-ons, lighting equipment, sound equipment, and much more.
- Public liability insurance covers any damage to property by yourself or someone else that is covered under your business.
- Professional indemnity insurance can help you avoid any lawsuits or legal issues that can arise due to negligence claims.
- Equipment breakdown insurance helps cover you against any mechanical breakdown or electrical issue with your equipment.
The best reason to use photography insurance is so you can protect your business and your livelihood! If you do not purchase this insurance you’ll be struggling to make ends meet in the photography industry.
Conclusion
Instead of worrying about protecting your gear at all times of the day, you can rest assured that you will be covered in case something happens. After all, things happen while you’re on the job – people break cameras, equipment falls down, and you may accidentally hurt the third-party property. In this case, you can be protected by using photography insurance or your business. Purchasing photography insurance is the best way that you can keep your standing in the industry, gain new clients, and produce quality work.
